سوال نمبر 3: اسلامی معیشت کے راہنما اصولوں کو بیان کریں، کیا عصر حاضر
کے معاشی مسائل کا حل انہی اصولوں میں ہے وضاحت کریں۔
Principles of Islamic Economics:
Encourages trade, business and exchange.
Prohibits interest and hoarding.
Decrease alienation of people in society.
Equal distribution of sources of income among
citizens.
Zakat and Sadaqa to bring marginalized and
poor section of society in a good condition.
Eradication of Poverty
Economic integration (which increases mutual dependence).
It
is the age of globalization, we’re living in. Today, everyone is aware of the
capitalism and communalism and has tried both of them one after one, but none
of these are compatible with the changing time and requirements. Both of these
systems have benefitted to a specific group of people in their communities. For
example, in a capitalist system, investors and businessmen become wealthier on
the expense of poor workers working in their factories/mills. On the other
hand, in communalist system, there is hegemony of a political party. One who is
the member of that political party/communalist party enjoys benefits from both
sides, but the working class is exploited to such an extent that they remain
hand to mouth and secondly, become forced labor.
Islamic
economics is the only solution to all contemporary challenges regarding economy.
In Islamic economics interest and hoarding is prohibited but, in capitalism and
communalism these illegal means are the first priority among wealthy class to
increase their capital and to make the working and poor class more and more
marginalized to such an extent that they become slaves of the bourgeois class.
Islam
has fixed an amount of 2.5% of zakat for the wealthy class to invest on the
poor and needy class in the society to bring them in a prosperous condition. It
encourages the capital class to trade and business because, their wealth will
decrease if they do not business. Paying zakat has been strictly ordered in
Quran and Hadith to pay zakat. Zakat is the best solution for the integration
of the society and to create harmony by helping the marginalized and alienated
section of the society. For example, a person having saving of Rs.10000000 he
has to pay zakat of Rs.250000 (2.5% of 10000000). 250000 is a huge amount,
which could easily be distributed among five poor and needy persons,
50000/each. They can start their own business from this amount. And, we know
that there is a number of rich people in the country having more income than we
expect.
One
question raises in the minds of everyone, if, Islamic economics is the solution
of contemporary economic challenges then, why the Muslim world is deprived of
basic economic rights and a larger section of the society is living below the
poverty line. The answer to this question is very simple, that, Muslims living
in Muslim countries are not forced to follow the Islamic Law nor the Islamic
state has enforced these laws by force. Almost, all of the Muslim countries are
following the democratic or democratic like political system. Moreover, interest-based
banking is on its peak, even in a country made on the name of Islam. Hoarding
is the major business trick among business class in our countries. Import of expensive
items has created inflation and un-balance in the society.